Licensed Mortgage Broker in London, Ontario

Are you buying a home, renewing your mortgage, or looking to unlock equity in London?

At ABC Mortgages / Matrix Mortgage Global, we provide tailored mortgage solutions for homeowners and buyers across London and Southwestern Ontario. Whether you have pristine credit or face financial challenges, our licensed brokers connect you with over 50 top banks, credit unions, and private lenders across Ontario.

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Tailored Mortgage Solutions in London

We offer a complete suite of financial services designed to fit your unique situation:

• First-Time Home Buyer Mortgages: Access federal and Ontario first-time buyer incentives, FHSA advice, and competitive interest rates with ABC Mortgages / Matrix Mortgage Global.
• Mortgage Refinancing: Lower your monthly payments or pull out cash for home renovations, investments, or tuition.
• Second Mortgages & HELOCs: Access up to 80% of your home’s equity without breaking your existing low-rate first mortgage.
• Debt Consolidation: Combine high-interest credit cards (20%+) and personal loans into one manageable lower-interest monthly payment.
• Private Mortgage Lending: Fast approval solutions for bad credit, self-employed income, tax arrears, or power of sale prevention in London.

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Why Choose ABC Mortgages / Matrix Mortgage Global in London?

1. Access to 50+ Lenders: Unlike single retail banks, ABC Mortgages / Matrix Mortgage Global compares products from major Canadian banks, B-lenders, and private equity firms to find your lowest rate.
2. Local Southwestern Ontario Knowledge: We understand home values, neighborhood trends, and property appraisal nuances across London.
3. Flexible Approval Options: Solutions tailored for self-employed individuals, non-traditional income, or lower credit scores.
4. Fast, Transparent Process: Get pre-approved in as little as 24 hours with zero hidden fees.

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Serving All Neighborhoods Across London & Surrounding Areas

ABC Mortgages / Matrix Mortgage Global proudly assists clients throughout London, including:

Downtown London, Byron, Masonville, Westmount, Wortley Village, White Oaks

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Frequently Asked Questions (FAQ) – London Mortgages

Q: What credit score do I need to get a mortgage in London?

A: Traditional A-lenders (major banks) typically require a minimum credit score of 680. However, through the B-lender and private mortgage networks at ABC Mortgages / Matrix Mortgage Global, we can secure approvals in London with credit scores as low as 500 or based on your home equity alone.

Q: How much down payment is required for a home in London?

A: For homes under $500,000, the minimum down payment is 5%. For homes between $500,000 and $999,999, it is 5% on the first $500,000 and 10% on the remaining portion. Homes over $1,000,000 require a minimum 20% down payment.

Q: Can I get a private second mortgage in London?

A: Yes. If you have built up equity in your London property, ABC Mortgages / Matrix Mortgage Global can help you borrow against that equity with a second mortgage—even if you have been turned down by major banks.

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Ready to Get Approved in London?

Contact our Ontario mortgage specialists at ABC Mortgages / Matrix Mortgage Global today for a free, no-obligation rate quote and equity assessment.

• 📍 Main Office: 2540 William Jackson Dr, Pickering, ON L1X 0E4
• 📞 Direct Phone: +1 (647) 627-8648
• 🌐 Website: abcmortgages.ca