About ABC Mortgages

ABC Mortgages (Matrix Mortgage Global — Brokerage Licence #13392) is a mortgage brokerage based in 2540 William Jackson Dr, Pickering, ON, serving homebuyers and homeowners across Pickering, Toronto, Durham Region, and communities throughout Ontario.

Buying a home or refinancing a mortgage is one of the biggest financial decisions you'll ever make — and no two situations are alike. As an independent brokerage, we aren't tied to a single bank's products. We shop a wide network of major banks, credit unions, alternative lenders, and private lenders to find the mortgage structure and rate that actually fits your life, then guide you through every step to closing.

The brokerage is led by our licensed mortgage agent (#11108), who works directly with clients from first consultation through funding.

What we do

  • First-time buyer mortgages — down payment strategies, the RRSP Home Buyers' Plan (up to $60,000 per person), the First Home Savings Account (FHSA), land transfer tax rebates, and pre-approvals that hold while you shop.
  • Refinancing & renewals — access the equity in your home to consolidate high-interest debt, fund renovations, or invest, and review your renewal options before you sign your lender's first offer.
  • Home equity lines of credit (HELOCs) — revolving credit secured against your home, for renovations, education costs, or an emergency backstop.
  • Second mortgages & private mortgages — solutions for self-employed borrowers, bruised credit, consumer proposals, or time-sensitive deals that don't fit traditional lending boxes.
  • Commercial mortgages — financing for owner-occupied and investment commercial properties.
  • Newcomers to Canada & self-employed borrowers — programs built for non-traditional income and limited Canadian credit history.

How it works

  1. Free consultation. We start with a conversation about your goals, timeline, and financial picture. Call 1-800-820-5188 — support is available 24/7.
  2. Documents. To prepare your application we typically need: two years of T4s or Notices of Assessment, recent pay stubs, recent bank statements showing your down payment or equity position, and two pieces of ID. Self-employed? We'll walk you through exactly what your lenders need.
  3. We shop, you choose. We compare rates and terms across our lender network and present your best options in plain language — including the true cost, penalties, and fine print.
  4. Approval to closing. We manage the paperwork, appraisal, and lender conditions, and stay in touch right through funding day.

Why work with a mortgage broker

A bank can only offer you its own products. A broker compares the market. That competition is how our clients routinely beat the rate on their renewal letter — and how borrowers who were declined by one lender get approved by another. Our service costs you nothing on standard lender-paid deals; the lender pays our commission.

Talk to us

Ready to talk about your mortgage? Call 1-800-820-5188 for a free, no-obligation consultation, or reach out through our contact page. We're based in 2540 William Jackson Dr, Pickering, ON and work with clients across the Greater Toronto Area and Ontario.