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Before you start scrolling through listings or booking showings, there’s one critical step every serious homebuyer should take: getting pre-approved for a mortgage. A mortgage pre-approval in Ontario tells you exactly how much you can borrow, locks in your interest rate while you shop, and shows sellers you’re a qualified buyer — a major advantage…

Your mortgage term is coming to an end — and with it, a letter from your bank offering you a “special” renewal rate. Before you sign on the dotted line, stop. That first offer is almost never the best rate available. In fact, most Ontario homeowners who simply sign their bank’s renewal offer leave thousands…

Buying your first home is one of the most exciting milestones in life — and if you’re a first time home buyer in Pickering, Ontario, it pays to understand exactly how the process works before you start touring houses. From minimum down payment rules and the Home Buyers’ Plan to land transfer tax rebates and…