Frequently Asked Questions

Frequently Asked Questions About ABC Mortgages

What does a mortgage broker do?

A mortgage broker shops multiple lenders on your behalf to find the best rate and terms for your situation — unlike a bank, which only offers its own products.

How much does it cost to use ABC Mortgages?

In most cases, nothing. We’re compensated by the lender when your mortgage funds, and we always disclose how we’re paid before you commit.

What areas do you serve?

We’re based in Pickering, ON and serve homebuyers across the Greater Toronto Area and Ontario — including Ajax, Whitby, Oshawa, Markham, Toronto, and Mississauga.

Can you help if my bank declined me?

Yes. Banks have strict criteria, but we work with alternative and private lenders who look at the full picture. Call 1-800-820-5188 and we’ll review your options.

What do I need to get pre-approved?

Generally proof of income, employment verification, down payment details, and ID. We’ll give you a clear checklist on your first call — 1-800-820-5188.